Are you immortal? Do you have an income vastly higher than the servicing cost of that debt? Do you owe the large a majority of that debt to yourself? Are you able to, if push came to shove, tell your external creditors to go fuck themselves and dare them to so much as try to collect on the debt you don't feel like paying? If you can't answer "yes" to all these questions, you aren't the US and have a debt situation that has absolutely nothing in common with the US debt.
Worth pointing out that credit scores are completely detached from the government. They are entirely private industry, that is collecting and selling your financial info without your consent or opt in. If you were born before 2004, then they have also accidentally leaked literally all your personal info to the dark web, with literally 0 consequences.
Credit scores require you to get some kind of debt. This is because it's not a score of your financial health. It's a score of how reliably you repay your debt.
Debt is not a problem, it's how you pay it off. Every country has a credit score as well. The higher the credit score for a country, the more money it can borrow. And if the country borrows too much, it gets down rated. Just like it happened with France recently, when they got down rated from AA to AA-.
The US can borrow shit loads because it has a very high credit score and it pays its bills without a hitch.
You're being 'Judged'? Like socially judged? Like a social credit system?
Or is someone using your own financial history to decide if they should loan you funds?
I wouldn't loan you a dime based off this meme alone, you clearly don't know how this system works, at least not well enough to explain your disdain for it.