I would much rather go broke trying to maintain a boat, I could sail around in style until it sank under me, Jack Sparrow-style. Cars just run out of gas or oil or coolant or whatever- no style there.
This is important; if I live on the houseboat then that seems like an obvious answer but if I can't, I'll get far more use out of a car. A boat is just a logistics problem unless it's where I live.
On the other hand, it seems like it would be much easier, when necessary, to hook an RV up to electrical, water, and sewer services, as compared to a houseboat. I guess you could have a deionized water pump, but those are super slow, like on the order of a tablespoon an hour slow. And, anyway, I suspect it's not kosher to just poop off the railing.
ok I will take car then which in my case would be a decked out 4 wheel drive sportsmobile. Im tempted to choose a super yacht but even for free I likely could not afford to upkeep it. You would need to pay a crew. Anything small enough boat wise to afford and I would rather have the sportsmobile.
Simply storing and maintaining a whole boat is way more of a logistical nightmare than I ever want to deal with for a supposed "leisure" activity. And that's before we get into the cost.
If it's a fancy and large enough yacht, you can live on it, and offer free accommodations to people who might actually know anything about how to operate and maintain it. Rent out any excess rooms you have to get the money you need to operate things.
You can get a fancy and expensive car that is still relatively reliable and affordable to maintain. You can park the fanciest car in a relatively affordable parking space. At which point you can always rent it out for weddings or events, drive it yourself, earn a little extra.
A fancy boat is in an entirely different league when it comes to maintenance and mooring costs. Especially if it's on salt water.
I'd take the car if there wasn't a large sum of money included. I've owned boats most of my life and believe me they cost a lot of money to keep in a slip and maintain each year. Even a "normal" boat will cost you $5k - $10k a year to maintain. A car you just need a secure covered place to keep it.
Slips for luxury boats can run several thousand dollars a month to rent. Add in 10% of the price of the boat per year to just keep it floating and in working order.
Yeah, if you consider operating costs and such, I wouldn't want to insure a fancy car either. I would just abandon either of them and hope there's no paper trail leading back to me.
In the spirit of the question, though, I would take the boat. I already have a car and it doesn't float.
Fancy as in luxuriously over the top, or just expensive?
A good expensive car would probably last a while and cut down on maintenance costs while a good expensive boat would still have huge costs associated with it. Unless the car is some one-of-a-kind one-timer that you can't even take out of the garage, in which case... I'll stick with my 20-year old vw tyvm 😁
It'd be nice to have a boat now in summer tho. Maybe I can't sell it but you never said anything about renting
If it's a given that I have enough money to afford maintenance and insurance, I'd go with fancy car. At first I thought I'd go with the boat, since I live near a couple of busy bodies of water, but I'm not sure I'd want to go through the hassle of setting up a business with just one boat.
See with a boat that's fancy, it's probably going to be huge like one of those superliners the rich oligarchs have. Where if you have an expensive chair, it's still going to be fundamentally a chair, so then if it's more comfortable it's still pretty small.
I would def go with a car, I mean I would be able to travel almost everywhere. Although if I wouldn't have to care about its costs I would choose the boat, I def would try to profit over it somehow, like renting or something. Raise an extra money lol
Travel almost everywhere? Disregarding places a car isn't allowed/able to be and anything not on Earth, I'm assuming you're willing to fork out for shipping your car across the oceans to reach other continents?
I grew up on a lake, always had a boat. My parents retired and got a fancy boat to live on. I know the work and money that goes into a boat, I really do, but nothing beats falling asleep being rocked by gentle waves. We don't live on the lake or river anymore, but we're close. It would be worth it!
Plus, I love our current car and just don't want anything fancier.
I.have no interest in either. I drove my 24 year old truck to work today and that was good enough. (Going to the office is a rare thing, I normally work from home). The truck also serves truck things no car can do, and by truck things I mean the types of things that damage trucks and thus I wouldn't want a fancy truck.
My idea is of a boat is q canoe, and i'd like my next one to be one I.build myself, so again no interest. If I want something more in a boat i'll rent and let someone else worry about it when i'm done.
I was going to ask stuff like "how fancy is the boat", like could I just fuck off and live on it? But then I very quickly reminded myself I get such heinous motion sickness I avoid boats (and anything that sways even mildly) like the plague, and if I have no choice I take about 3 times the recommended dose of anti-sickness tablets.
So - car.
lol
Though I will push that definition and go for something I could still fuck off and live in comfortably. Then buy a small plot of land somewhere remote and disappear.
Almost always the car except for some edge cases.
The only situation I'd take the boat is if 1) I already have a pickup truck or an SUV or something to haul the boat, 2) I live <30min from a nice boating spot, and 3) I don't already have a boat. Then yeah I'd take a boat (any boat) since it'd be an experience I otherwise don't have
Realistically... I'm not sure by "fancy" you mean Lexus- or Lamborghini-level fancy, if it is the latter I couldn't ever afford it lmao
Assuming things are taken care of financially, I would pick the fancy boat. It sounds like a lot of fun to be on one and I like being in water. I wouldn’t pick the car because I feel like it’ll have the same experience as a car, just slightly nicer. Maybe with a chauffeur…
Depend on the definition and scale of "Fancy". The $12 million you'd need for the Rolls-Royce Sweptail does get you way, way more bang for your buck if you buy something like the McConaghy Adastra Superyacht instead.