Insurance companies are legally required to pretend climate change doesn't exist for purposes of calculations. I'm not even joking, that was DeSantis's "solution".
It’s just dumb. Not only is it not fact-based policy, but it’s not like insurance companies don’t have power. I would imagine that fucking around with gigantic institutions like these is basically like signing a death sentence for a conservative political campaign.
It was the wrong link and I can't find the one that included DeSantis saying that the president of an insurance company that left the state was being influenced by climate scientists.
There's a high-cost state-run insurer of last resort (Citizens Property Insurance Corporation) which is still in operation. The right set of storms could break that.
It won't even need a big set of storns. It will just need the constant slightly elevated and worsening conditions we've been seeing, with more frequent major events. A failure of attrition , literally and figuratively.