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4ish years ago when I bought a house I was convinced not to get a house inspection, would it be crazy to get one now just to make sure it's all good?
  • Thank you! I wish I could give advice that was relevant to the current time . If I was 24 and didn't own a home I'd probably be having to do math on buying a 100k home in a super cheap area in a different state. But that would come with other hidden costs like having to own a car, not having access to good medical care, possibly higher crime rate, if I didn't have a WFH job then finding a job will most likely be a pay cut and if I lost my WFH job I'd have to most likely take a lower paying job, then of course if I wanted to see my family ever I'd have to budget in that....

    Ugh. IDK man, I feel awful for people just 5 years younger than me.

  • 4ish years ago when I bought a house I was convinced not to get a house inspection, would it be crazy to get one now just to make sure it's all good?
  • The simple, but annoying answer, was luck and fear.

    I grew up in poverty on account of my father going to prison very young and my unprepared mom having to somehow take care of 3 kids and realizing he had made lots of money vanish and stolen lots of the money we did have that needed to be returned, and instead of inheriting money irresponsibly, I got a crippling fear of debt and spending money on non necessities.

    But at the same time I was making around 70k a year at 25, because at 20 I got my associates in IT, then found a job paying above what I was asking for in under a month after graduating, and I still work at that job 10 years later as they've been very reasonable through everything. Getting that job SOO fast that worked out so well was just pure luck.

    Also I couldn't buy the house I'm in anymore, buying at 25 instead of 26 was pure luck. If I had been born a year later, buying at 25 wouldn't have worked. The price of the house went up about 100k a few months later.

    Also even in 2019, my home was considered a fantastic deal. A 2k square foot town home for 240k in a medium sized city (the one I grew up in), within walking distance of main street. It has an hoa, but it only has 9 other town homes in it, and we have a massive shared common area and pool. Having a pool I only have to share with a dozen other people is a luxury I never imagined. Hoa fee is 200$ and they've only ever asked me to pull weeds around my house when a neighbor was selling theirs and they wanted it to look pretty to help out a neighbor.

    So I actually don't have a car (too expensive) and I can walk/bike to grocery stores, doctors appointments, the like. To top it off it's only about 3 miles from where my mom lives, and we just recently moved my grandma into a senior living center about a mile away so she's close to me and my mom.

    So, yeah. I just saved every penny to a stupid level, then got rather lucky. Saving every penny at my income wouldn't have worked without the luck. Never being unemployed in my entire life was pure luck. Finding a home that met all my needs perfectly within my budget was crazy.

    The cheapest home in this city are 200k 900 square feet town homes, but because of the interest rates the monthly payments are 50% higher than my beloved home.

    But all that luck wouldn't have meant a thing if I hadn't saved like crazy. Sooo... yeah. For context, after much cajoling from counseling I have agreed to allow myself 100$ fun budget per month, and $400 a month for food so I buy more "nice" food. My only debts are a little bit of my college loans (I paid off all the high interest ones and the only ones left are like 3%. I had a tradition where every tax return I just put the entire thing towards the highest interest student loan) and my mortgage which is at 4.25%. I'm going to retire a millionaire and with a fully paid off home.

    But it's so sad, because people taking the EXACT same actions as me, but 2 years younger, won't. They'll have to rent their entire life, or buy a home out in the middle of nowhere away from family and services. Which means they'll most likely need a car and have to pay other premiums.

  • 4ish years ago when I bought a house I was convinced not to get a house inspection, would it be crazy to get one now just to make sure it's all good?

    Was 25 and super nervous, so when the realtor was like "oh yeah they just check for basic stuff, but I looked around and it looks great" I was like "Oh okay, this is so astronomically expensive every penny saved is good..."

    Everything has been great as far as I can tell. House was built like 40 years ago but super well maintained it seemed and I've been super happy. But just curious if maybe I should hire someone to make sure there was nothing outstanding from back then, and no major issues have popped up in the last couple years like leaks/foundation issues, the like.

    Is that crazy? Is it weird to call and be like "I'm not selling, I just wanna make sure there are no issues I need to address before they get worse"

    Is there a certain type of inspector I should get? I know some inspectors are notoriously lazy.

    Also I moved in 2 weeks before covid lock downs happened for time line stuff.

    77
    What's your favorite budget "little treat"?
  • Oh sick!

    I always find joy in the fact that vegan community accidentally made a large infrastructure for people who need to cut out certain animal products.

    Find that you can't eat eggs? Vegans know what replacements work for what purpose.

    Milk disagree with you? They have choices!

    Happy to hear that it made it easier to cut out dairy for your health!

  • What's your favorite budget "little treat"?
  • ... okay but which snacks are peak for a dollar?

    I do remember when I was young though I would go to dollar tree and they would sell a pack of fudge covered graham crackers, and those were amazing.

  • What's your favorite budget "little treat"?
  • Hah crazy how often brands pull this off and we don't even notice.

    But yeah popsicles are good! I now have good memories of making popsicles with like lemonade and strawberries in them in ice cube trays.

    I should make some ice cube popsicles...

  • What's your favorite budget "little treat"?

    When I want a little sweet treat I make smoothies.

    My base is always frozen banana + milk + oats then do one of these:

    Cinnamon + vanilla

    Pumpkin + pumpkin spice+ brown sugar

    Strawberries/blue berries

    Cost like under a dollar to make a good cup and they are pretty filling.

    72
    If you want a warrior main character, have them a squire or something!
  • Anything really!

    Also it annoys me because swords and bows are THE most difficult weapons to learn from the medieval ages. We have legends about master bowmen and swordsmen because they were notoriously difficult to use.

    You can look up videos of reenactors of people using spears vs. swords, and people who have never touched a spear in their life can beat people who have been using swords for reenactments for years.

    To use longbows effectively was a life long commitment.

    Crossbows didn't have more power than longbows, they were popular because it took 20 minutes to teach a strong peasant how to fire, and a few weeks to get them firing at the proper cadence to be effective. Being effective with a bow took far longer.

  • If you want a warrior main character, have them a squire or something!
  • I'd rather read that than another story of a child being handed a sword and killing grown men.

    Give them a spear and have them focus on tricking people into charging! Anything besides a sword or bow, the two most difficult to learn weapons from the medieval ages!

  • Is there a "personality test" you've done you found helpful?

    Most are made up and silly.

    The only one I've liked was in college I did a "communication style" one. Where it showed a bunch of different like emails, posts, and conversations and asked which you preferred to receive and which you were likely to write.

    !

    10 years later I still think about it, cause the goal of the work was to talk about how if you're a certain communication style what to keep in mind with communicating with others. Like tips to not get frustrated with yellows who don't care about facts when sending emails and how to write emails that don't bore and frustrate people if you're blue. (I'm blue green. I can sometimes write long emails)

    I thought about it the other day cause a guy was complaining about all these emails that didn't seem to say anything, they were just about feeling good, and he just wanted them to spit it out. Which corresponded to firey red getting mad at green.

    So with that context, do you have any that actually had an impact on you?

    56
    Site that let's me filter by standalone novels only?

    I love fantasy, but fantasy series are kind of nefarious for some... problems.

    Series that drag on to reach an arbitrary number, creating a number of filler books. (8/9/10 of a certain series comes to mind for "filler books" )

    Series that keep going for so long and lose the thread, straight up making what happened in previous books seem silly and irrelevant.

    Books that vary wildly in quality (book 10, shout out to you again)

    Series that aren't finished (GRRM fans, you might get your books if he lives long enough. King Killer chronicle fans... I'm sorry, but the author is dead even if the man remains).

    I just really wanna try a bunch of fantasy standalone novels from different authors. But I can't for the life of me find a website that'll let me do that. Amazon will say after clicking on it "book 1 of x", so like the information is there, but I can't find any website that let's me search for it. I can find websites that list like "Top x standalone novels of the year" but those are usually really click baity.

    "Finished series only" filter would be sick as well.

    Anyone have any ideas?

    24
    What movie trailer ruined the movie with how much it revealed?

    I saw the trailer for "American society of magical Negroes" and it looked kinda funny in the first 20 seconds, then the trailer went on to show what I'm pretty sure was literally everything in the movie.

    Are there any other trailers that made you lose all interest in seeing it because it showed literally everything?

    70
    What steps do you feel like are before a VPN?

    Context: my gf mentioned getting a vpn for privacy, and I tried to explain that it "does" help, but it's more like type of windows on a house. It certainly can be part of the package, but it's no where near the foundation.

    So i tried to explain the best that i could That if she was worried about online privacy the first step wasn't to mask traffic, but to not submit personal data to anything online like FB, not use Google services that package everything on you together to sell to advertisers, and to limit phone apps to essentials.

    But I'm curious on what other steps you guys would consider the "foundation" of online privacy that should be prioritized before a vpn. Any thoughts? Or am I way off base?

    Note: this is in context of vpn for privacy. Using vpn to avoid Geo blocking and censorship I see as incredibly valid for those that need it.

    26
    You have to pick something to have US dollar be backed by, what do you pick?

    My best (stupid) guess is weapons. US gov has a ton of weapons. Already sells tons of weapons. Now the prices will always remain stable. Other countries would love to know that 30 million usd would always be able to buy an f15. Other countries declaring war will increase the value of the USD, as buying weapons from us government will decrease amount of money in circulation.

    50
    Is my voice annoyingly high?

    I try to stream my favorite games, and I will get small audiences because I do events in the online games. But whenever I try to edit or listen back I feel like I'm in pain.

    Is it really annoying, or is it just that everyone hates their voice?

    44
    27 blind accessible games were made for this game jam, give them a try!

    A lot of the devs went way outside their comfort zone to make these games, and all feedback/rating would be super appreciated! Also a good way to learn about how games can be made blind accessible!

    0
    YSK: About BangYourBuck.com, which lets you sort Amazon by price per pound/count/etc.

    It's a website that lets you sort amazon by price per ounce/pound/count

    https://bangyourbuck.com/

    Some examples are:

    Cheapest rice per pound https://bangyourbuck.com/search/rice/Lb/US/grid

    Cheapest batteries by count: https://bangyourbuck.com/search/aa%20batteries/Count/US/grid

    Hard drives by terabyte: https://bangyourbuck.com/search/hard%20drive/Terabyte/US/grid

    Been using it for months, and I can't stand using Amazon without it now.

    39
    What's the food young children make in other cultures?

    In the US it's not crazy for kids maybe as young as 6 to make themselves sandwiches like a PB&J/Ham & Cheese either if parents have an emergency, or to take to lunch for themselves because parents didn't have time. (Or you know, they're neglectful)

    So is there a go to food for children to make in other cultures?

    EDIT: Sorry for phrasing it like teaching 6 year olds to cook is mainly to help parents. Personal experience of dad going to prison and mom working 12 hour days at early age shined through. So me being taught to cook wasn't "This is a skill that'll be useful as you grow older" but instead was a "Things are going to be rough, and sometimes things won't work out with me being there when I need too, and I want you to be able to be okay in an emergency". So cooked myself food when I was little probably a lot more than others, then when I was a teenager I was cooking dinner for the family a lot.

    But makes sense it wasn't the case for others! Still the curious, what other cultures teach their children to cook!

    46
    You're not a "coffee person", you're most likely an addict

    The people who say they need 3 cups of black coffee to start their day are just addicts with a high tolerance that experience mild withdrawal symptoms each morning.

    If you feel like that, it's your body crying for you to take a break.

    If you like an occasional cup of coffee or energy drink to get through something, then that's fine. But if you ever feel like one isn't working like it used to, you should take a break from caffeine to reset your tolerance, not up the dosage like an addict.

    118
    How cheap is the cheapest home for sale in your city/region?

    In Utah County the cheapest "House" for sale is 600 square feet, 2 bed, 1 bath, at $300k.

    So at current interest rate it would be $1,800 a month mortgage(assuming you put the 60k down payment! A decent amount more if you do 3% down.)

    The cheapest condo/town in utah valley is 205k, 1,100 square feet, on a 400 square foot lot. But due to a $500 HOA fee the monthly cost is still 1,700 a month (assuming 20% down).

    With 3.5% down they'd both be closer to 2.1k +PIMI.

    So yeah, how is where you live doing?

    154
    What movie had a really good non spoiler marketing campaign?

    Went to a movie theater and saw a trailer for a movie where I was interested in the first 30 seconds of it, but the trailer then showed what looked like something probably from the last 10 minutes and spoiled the entire movie, so lost all interest.

    So what movies come to mind as having done really good, where it makes you interested and gives you an idea of the movie, but doesn't ruin any big reveals?

    98
    Gamedev @lemmy.world ericbomb @lemmy.world
    Game jam about blind accessibility starting next month!

    https://itch.io/jam/games-for-blind-gamers-3

    This is the third one, and you can check out the previous one here! https://itch.io/jam/games-for-blind-gamers-2

    We had 30 entries last year and are hoping to have even more wonderful entries this year! If you have any questions feel free to ask, or join the discord! https://discord.com/invite/Zd6B7vYBDx

    0
    InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)ER
    ericbomb @lemmy.world
    Posts 87
    Comments 680