I think that was certainly true ten years ago. But now? I honestly don't know what to make of Nintendo anymore. They have been so DMCA heavy against customers in recent years that I don't trust them to do anything right. They feel customer hostile.
For me,.owning physical games is about being able to keep playing them and make them portable. Buying games on a multi platform service fits that better. I don't have a deck but would probably get it over a switch 2. I'd still have access to all my historical purchases, which probably are able to work better on newer gear, assuming they work.