Oh, they'll be sure to sell off the loans to the highest bidder before finishing the job. Maybe Wells Fargo will buy them. Or maybe United Healthcare will diversify....
Sadly, because the tax forms are mostly to get money back. They don't rely on you doing the paperwork right once a year to get what they want. That's why the money is taken out of your paycheck, and most people need to ask for the excess they took to be returned to them.