Still went all AMD when I built my PC a couple of months ago. Plug and play is what it was, plug and play. Nvidia won't get any money from me until all their shit is open source.
Find something used. If you have Facebook, see the market place. I don't have Facebook, my wife does, and I always find great deals on it. Bought me a Dell 27" 4 monitor for $80. That thing is used $275 used on Amazon. If no Facebook, then try eBay. Used is not that bad most of the time.
No, seriously, when I say I can't afford it, I mean I really can't afford it. Like, seriously, my "Fun" budget for each month? 15 dollars. Lol. I'm brooooooooke as fuck, bruh.