Check fraud is back in a big way, fueled by a rise in organized crime that is forcing small businesses and individuals to take additional safety measures or to avoid sending checks through the mail altogether. Banks reported roughly 680,000 reports of check fraud to the Financial Crimes Enforcement ...
Same reason US politicians insist on having AM radio in cars, we mostly hate electronic voting, and a lot of people still like cold hard cash
it's tangible
it's reliable
it's anti-fragile
I say this as a tech enthusiast myself: we vastly, collectively underestimate the fragility of high technology. Not just fragility of the operation, but fragility in the supply chain (silicon manufacturing is super specialized and centered in one of the world's most contested locations: Taiwan), fragility in the event of disaster, and fragility of the digital security.
There are so many small to midsize business that are still paying with paper checks for whatever reason even when other options are available.
My wife is an accountant and some of the stories she tells about helping business try to get paper checks to government entities to pay taxes or fees just leave me shaking my head every time.
I left the US nearly 20 years ago and couldn't believe that Germany didn't use checks...like at all. I haven't written or used checks in 20 years and wonder why they're still around.
I've owned cheques at some point but in close to 25 years of doing bank transactions I've never actually seen one filled out or the possibility of using one even mentioned. Even as a kid I can't remember one ever coming up in conversation. I remember one time that my parents got travelers cheques and that stood out so I'm pretty sure I'd have noticed regular ones. I'm 40 now and it’s just always been a curiosity from the movies.