So I've got Android as I want. LineageOS, no Google, Magisk, MicroG but with AndroidAuto with OsmAnd+.
But the outside world of WhatsApp, Bank apps, etc is putting pressure to join. Plus not everything works properly with MicroG instead of the Google service provider. Makes me cross techno-politically, but I can't always hard life tech choices when it effects others.
So, what do others do? At the moment, I've thinking I need a non-free phone and a free-phone! Then what, I keep swapping SIM?? I can't see a workable VM solution to run a non-free Android in a freer Android.
I think there is a common misconception that LineageOS is a good rom for privacy when in fact its really meant for keeping an old phone useful and does not provide much in the way of added privacy or security.
OP if you want privacy on your phone there are better roms, the trade off with privacy is convenience. Banking apps especially have issue with privacy oriented roms.
GraphineOS sandboxes google services. You can take it a step further and only install sandboxed google services on a work profile or user profile so you can have toggle-able google services, allowing bank access and whatnot.
Banks don't always have a mobile friendly web interface. When you turn on desktop mode (Firefox on Android of course) the site may load but not be very useable. (Though sometimes that is more useable than a bad mobile site)
I'm on GrapheneOS now. I like the Sandboxing of Google. A compromise without feeling too compromised. The bank app runs too. Thanks for heads on GrapheneOS.
I got lucky that my MicroG phone works with my bank. But I had to call them to tell them about it, then they flipped some flag on their end and it has worked ever since. So idk, call your bank.
I did for many years too. But I needed Android Auto for a new car. It kind of forced the issue and it wasn't easy and I'm not happy how custom my install is now.
Here's what I do. I have GrapheneOS with 3 user profiles for compartmentalization. Mullvad VPN on and set to different locations in all profiles except owner profile. I straight up don't use the owner profile. I let it sit empty. I only use the two other profiles as they don't have as much access to the phone. One's my FOSS profile, which is my main profile. The other one's my big brother profile, which has Sandboxed Play Services. I think that's good enough for me, and I try to keep on top of permissions to limit what apps can access. You can always go further though, with more compartmentalization, no Play Services whatsoever, using no SIM/toggling airplane mode,FOSS dedication,.... but it all depends on your threat model. For me, I think what I'm doing is good enough.
I'm on GrapheneOS now. I like the Sandboxing of Google. A compromise without feeling too compromised. The bank app runs too. Thanks for heads on GrapheneOS.