So I've got Android as I want. LineageOS, no Google, Magisk, MicroG but with AndroidAuto with OsmAnd+.
But the outside world of WhatsApp, Bank apps, etc is putting pressure to join. Plus not everything works properly with MicroG instead of the Google service provider. Makes me cross techno-politically, but I can't always hard life tech choices when it effects others.
So, what do others do? At the moment, I've thinking I need a non-free phone and a free-phone! Then what, I keep swapping SIM?? I can't see a workable VM solution to run a non-free Android in a freer Android.
I got lucky that my MicroG phone works with my bank. But I had to call them to tell them about it, then they flipped some flag on their end and it has worked ever since. So idk, call your bank.
I needed to upgrade phone anyway. This one is over five years old and the camera and CPU seam rubbish now. The RAM is still enough, but screen is cracked too now and screen replace videos just look not worth the effort.