Never had one but have family who has their VR headsets and aren't really using them, borderline useless if you aren't willing to use their ecosystem. They were having some trouble with their accounts (probably related to account migrations) and seemed too unsettled by the paper wall of text about being part of an organization to unlock dev mode.
It could be important in the future that you at least indicated to Meta that you wanted your information deleted, even if they don't actually remove it from their servers.
If you just get banned then you don't have that record of deleting your account, and Meta has no obligation to remove any of your information.