Surprisingly? It's common knowledge that a high home value only helps when selling. When living in a home, you want the value to be as low as possible since it affects property tax, insurance, etc... That's one of the major factors that prices people out of their homes when their town gets gentrified.
The surprising part is the astonishing rate at which insurance premiums are shooting up faster than a hardened fentanyl addict.
This is a nothing burger. They even say that the people who are struggling got into too much home to begin with. They made up a whole article about people buying houses that are too expensive for their incomes.