Friendly reminder that Joe Biden, despite being advised that he should cancel student debt under established provisions, chose to make it a brand new covid program. It was his unauthorized new covid debt cancellation program was cancelled by SCOTUS (AKA setup to fail). Biden still has the ability to cancel under the original terms his lawyers suggested. Instead he screams a legal provision be made out of thin air wasn’t respected so he is not gonna do anything except take credit for cancellations that were in effect before he was in office. You seen how he acts about Israel, you think he really fighting student debt earnestly?
It wasn’t a case of him creating a “COVID program” bound to fail. Biden used the HEROES Act—a post-9/11 law meant for emergencies—to address debt issues exacerbated by COVID. The Supreme Court's conservative-shit-stain bloc shut him down. This wasn’t a Biden "setup." It was an intransigent conservative court doing what they always do.
After the ruling, Biden didn’t abandon debt relief either. Instead, he did exactly what you're implying he didn't: he pivoted to the Higher Education Act, which allows debt cancellation but only through a lengthy rule-making process. He can't just use the HEA to "cancel" student debt in the way he was trying originally. This route takes longer and still faces legal obstacles, as you might have noticed, but it shows he’s exploring every option available within legal limits, not just “giving up.” He’s also rolled out specific programs for groups like public service workers and adjusted repayment options to reduce debt burdens in the meantime.
Blaming Biden’s actions on lack of commitment ignores the layers of legal and rule-making shit-fuck layers at play. He's pushing for debt relief within what’s legally possible, starting with the faster attempt that was killed by Republicans, and now a slower and less sweeping manner as required by the HEA—which continues to be contested by Republicans.
They're cancelling debt right now! It's income driven, so not everyone qualifies, but given the comments I read on this site, I think most people here do. Go file for relief and get it! It's available.
They shot down an expansion of executive powers. You know why POTUS has almost absolute immunity? Because Obama got sued so many times for killing American Citizens abroad that SCOTUS had to make a new shield of immunity. Trump saw that and ran with it but this is not his doing, look at the precedent cases.
While nothing is perfect and could be better. Latest relief under Public Service Loan Forgiveness (PSLF) Program brings total loan forgiveness approved by the Administration to over $175 billion for more than 4.8 million Americans. So he has done something. Idk if you expected a magic wand for everyone but something is better than nothing.
As for Israel we have a former president actively tanking any policy for a ceasefire. Who do you think if elected would be more likely to negotiate a ceasefire with Israel? Tbf America is a single policy for Israel in general that fact there is even a waver on the democrats side is amazing
Claiming Biden did "nothing" with PSLF is way off. Under Bush, PSLF was a mess—only about 7,000 people got their loans forgiven, thanks to an insane 98% rejection rate. Since Biden took office and reformed PSLF, over a million borrowers have received forgiveness, with his administration introducing temporary waivers, fixing processing errors, and expanding eligibility to previously blocked borrowers.
You're saying that he both should have used existing means to forgive debt, but also criticizing him for using existing means to forgive debt. The fact that he did both and basically brought PSLF back from the dead in order to help borrowers after his initial attempt failed speaks to his significant commitment to this issue, so it seems like an odd issue to bring up to try to support the case that Biden has done nothing, and it's all theater. Tell that to the millions helped so far.
He basically picked up an old, rusty knife in the yard, hardened the metal, cleaned it, sharpened it, polished it, honed it, replaced the hilt, and put it to work slashing student loan debt. Why throw out a busted tool if it can be fixed?
Biden’s fixes also significantly overhauled and streamlined the entire process for current and future borrowers. Comparing what PSLF was under Bush to what it’s become under Biden is like night and day—Biden’s updates turned an empty promise into an actual effective tool to deal with the unsustainable student-loan burden. And that's only to speak of what he's done with PSLF, not all the things he's tried, the other programs he's implemented, and how consistent he's been on this issue since he took office.
There would have been nobody under Bush that would have qualified for a loan forgiveness while Bush was president. It was a 10 year program. He was already well out of office before the first ones were even eligible to be dismissed.
I didn't say the forgiveness happened under bush. The program began in 2007. Until Biden took office, there was a 98% denial rate and 7,000 borrowers had completed it. By 2023, that number increased to well over a million, partially by correcting unjustified denials and allowing for the retro-application of qualifying payments. You think there was just a coincidental 14,000% increase in PSLF loans forgiven in Biden's first two years? Or maybe it's related to the $175 Billion in loan forgiveness for the 4.8 Million Americans that received it? Incidentally, PSLF is less than half of the total student-debt burden eased under Biden.
Again, there's a lot to criticize about Biden. Why you all are digging your heels in about something for which, on the whole, he's proactively done a lot about (and with relative succes despite robust opposition), I'm not sure.
So this feels like alot of words to say he enforced existing laws from 2007, and did not in any way shape or form do what he said he would while on campaign. Did I miss anything? Oh that he could have done it the slow way, and after 3 years whats our progress? Oh he didn't even send in the application.
Nah, he tried to do what he said he would. Several states with absolutely no fucking standing sued on behalf of companies that stated they didn't wanna be part of the suit, and took the case to the SCOTUS, who said "oh, out of literally whole-cloth interpretations of the law that make no sense, we decide that large-scale loan forgiveness is not purview of the Department of Education, and can only be done with a law passed by Congress." Biden could've, and honestly should've, done it anyway after the immunity ruling, and said "it's an official act, you can't do shit", but saying "he didn't even try to do anything" is disingenuous.
Again his team told him that was gonna happen if he tried to make a new executive privilege. He has never applied to do it the long way, correct? Like acting like Joe Biden wasn’t disingenuous is disingenuous, like im sure idiot lemmycrats upvote you because it might make Harris look bad, but point to something he did that wasn’t already law? Again the debt cancellation you keep parroting that he accomplished was brought to you by George W Bush in 2007.
"point to something he did that wasn't already law".
Why? What he did was focus on it and make it happen. Nobody gives a shit who wrote the law in.
We also know that todays republicans tried everything under the sun to stop it for nothing but corporate interests. These loans were scams and theyre being erased.