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Its not wrong, but its not only a rich people thing.
- Spending time getting education, whether college or trade school, is a gamble. You're putting precious time and money into a body of knowledge/skill that you're betting will not only break even, but profit.
- Specializing in THING X vs. THING Y is a gamble. You may have chose the new hotness skill and be very much in demand, or you may have chosen the dead end skill or a skill that there is a glut in the number of people that can do it meaning low demand for you.
- Taking on a difficult job or employer, but getting to work on things that improve you with your skill is a gamble. The boss could suck enough that even though the possible outcome is great, the boss sabotages it.
- Choosing to pivot once you have one set of skills to gain an additional set is a gamble. You may have been better off staying on one course and keep progressing higher vs becoming someone with multiple sets of intersecting skills.
The analogy I always liked was:
Success is like a carnival dart game.
If you're poor you probably don't even get a chance to play. Maybe once with some help from friends and family. But even then, the odds are still not good.
If you're middle class you can afford a throw or two, significantly increasing the odds of success.
If you're rich you can afford to throw as many darts as you want until you succeed.
If you're attractive and flirt with the carny, they'll probably give you a prize without playing, or at least upgrade you to a better prize for barely hitting the wall. Then you can brag to other people how easy it is to win and they just need to try harder.
Step 1) Be Attractive.
Step 2) Don't be Unattractive.
(Attractiveness is subjective)
Step 3) Have money.
Step 4) Don't not have money.
LOL, just commented much the same but your post is far better. Well said.