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I think the letter is fake.
Since the letter has a GA PO box I'm assuming this person is in GA. Everything online I could find says the DMV holds the title and once the loan is paid stamps it as "lien free" and sends the title to the owner. Does GA not send a copy of the title to the owner once a car loan is paid off? In GA does the Treasurer's office hold the titles instead?
Yeah this is likely, it's written very strangely with unusual grammar and phrasing (why does the first paragraph have an ellipses).
It's not an ellipsis but a space followed by a period. Almost like a whole sentence that used to be there was deleted.
Weird spacing too. Larger spacing between words on some lines but the whole document isn't justified.
Looks fishy to me as well.
The letter looks mostly real, but they photoshopped the page to be longer and added the first two paragraphs. The page is creased where their thumb is. But that doesn't match up to the crease point on the other side of the page.
It's typical SovCit "if I write my spell with specific punctuation and spacing, it will come to pass."