While I don't have much to add to the discussion of cloud storage, I was curious if either of you have tried out Syncthing to maintain your KeePass database across devices. Been doing so for years and have never had a single issue. Every modification/update is propagated to all linked machines (mobile/desktop/laptop). Has version history if that is a concern as well. Just a handy little FOSS P2P sync tool. Might be a valid way to avoid having to switch from KeePassXC to Bitwarden. I personally find it more reliable than most cloud solutions. But that last bit is 100% my opinion. Best of luck! 🍻
AFAIK there is no template functionality yet. To work around this I have setup a note with all the basic stuff I need and then some sort of marker to delineate variables that need to be changed. Then when right clicking or long pressing a note, duplicate this note and fill in the variables. It's not as ideal as the custom templates in apps like Obsidian, but it works!