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InitialsDiceBear„Initials” ( by „DiceBear”, licensed under „CC0 1.0” (
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Could a Universal Basic Income be the answer to cost of living woes?
  • UBI needs a successful implementation on a national scale somewhere before anyone will take it seriously.

    Trouble with that is it's not just a redistribution of money but also power. If governments lose the levers to disqualify certain demographics from benefits that mutes the impact of porkbarreling and grift. That's a dealbreaker for some.

  • Open banking aggregators
  • Tried Frollo. They try to do automated transaction tagging but it doesn't work so well and that's the only unique selling point over a spreadsheet.

    Banks don't genuinely want to push Open Banking, legislation is forcing them to support it.