Like a lot of trouble, the worst doesn't come from strangers, it comes from people you know. By all accounts, what happens is that anyone who knows you comes out of the woodwork and suddenly wants a favor, or a small loan, or an investment in their brilliant business idea, and of course you're the asshole if you deny any of them. If you can't keep it a secret entirely, it's best to at least lock up the money somewhere so that you can blame the big mean lawyer who is "making" you be responsible and not blow it all on your second cousin's crypto app.

For a couple seasons, there was a private subreddit where they had extracted the official streams of every NFL game, and you could just open it in a web browser and watch in full quality for free with no ads other than what was in the actual broadcast. And for a while, there was a promotion in a few European countries for free NFL Sunday Ticket access, and if you started the stream over a VPN connection into one of those countries, you could turn the VPN off and it'd continue working. Then some online magazine published the trick and it stopped working the next week.

The reason the library isn't open 24/7 is that it's expensive to keep paying people to staff it for so many more hours, plus those are hours you'd have to pay even more because working at night sucks. The WiFi access point doesn't have those issues. You can leave it on and help people for almost no money.

The key thing will be what the moderators do, they're the ones with actual leverage. Reddit depends on them doing unpaid labor for the site to function, and while the average user probably just uses the official app and site, the moderators are much more like the third-party app users and often depend on the same or similar tools to do their job. If they take mass action, they could really disrupt things much more than just a temporary blackout. Mass replacement of them would be a lot of hassle, and either lots of money to hire staff to do it or lots of time for fresh new mods to make people angry as they learn the ropes.

But, then again, mods do tend to like the control they get over their little fiefdoms, so I'm not all that optimistic that enough will choose to throw their rings into Mount Doom. We'll see though.