I switched my home server from ARM SBCs to a $140 N100 (16GB) and honestly it's a real improvement.
I love the original concept of the SBCs --- affordable and efficient, with hardware acceleration for compute-heavy tasks. But the reality for me lately has just been more trouble than it's worth, and running a mainline kernel on x64 is such a better experience. (I'm mostly griping at the Orange Pi I had --- RPi tend to have better SW support.)
$20 more and it probably beats the snot out of the Pi performance wise and probably came in a case and with the power cables to run it...A Pi at $120 is lunacy.
Only complaints are that it will thermal throttle on long workloads (e.g., transcoding or facial recognition on my entire Immich library), and the SSD slots --- it comes with an mSATA drive in the first slot which is 4 lanes (I think?) and supports mSATA and NVME. The second slot is slower (1 lane?) and only supports NVME. So I had to put my nicer NVME SSD in that slot if I wanted to use the included mSATA drive, but consequently the NVME speed is slower than it should be. (I could swap it to the fast slot but then I couldn't use the included mSATA drive.)