How does car insurance on multiple vehicles work (USA)
there's so many people that own 5+ shitboxes, but there's no way they're paying over a grand a year to insure all of them. is there something where you pay less to add on a car? obviously you can't drive all 5 at once, so is there something where like only one at a time is covered for collisions, and the rest only if like a tree falls on them while parked? asking bc I'd like to be one of those people that own 5+ shitboxes. thanks :)
Yeah you get fairly large discounts on extra vehicles, the logic being that you're only driving one at a time and so collision and liability coverage costs only go up a little for each extra vehicle.
This. Liability on Shitbox #1 is about $110 for me, but none of my other cars (about five) cost more than $20/month on top of that. I usually only have one or two on my policy a year though, no idea how it actually scales when they're all active