If you are a Libertarian and hold liberty as your core value, why do you not believe in universal healthcare? Nothing impacts liberty more than sickness and death.
As an American man I only have a 40% chance of developing cancer in my lifetime, but with universal healthcare there’s 100% chance I will have to pay for it.
A risk assessment is a normal part of gambling. You’re just describing games, like the one you’re playing now to rationalize your gambling with your own life by avoiding getting any sort of health insurance.
They are when you bet something on the outcome— ya know, gambling… like how you risk both your financial future and your life when you choose to not have health insurance.
Insurance is by definition not gambling. It is only indemnity. The reality is that without insurance you are gambling that you'll get to keep the money you didn't spend on insurance and not be financially ruined.
Insurance companies to turn a profit will be charging more then they pay out, but as a single policy-holder there is a good chance they will pay me more then I pay out making it gambling.
but as a single policy-holder there is a good chance they will pay me more then I pay out making it gambling.
But the risk isn’t health insurance vs gambling. That’s a straw man, as not having health insurance is already gambling, and you’re trying to change the argument because your previous reasoning was shown to be faulty.
Not if you lose your bet that anyone is willing to pay you your desired wage. Then it’s unemployment because you gambled and lost. And even if they do agree, it’s just luck that you won— but it’s still a gamble.
Good thing it’s typically mandated by state law. You don’t have a choice when it’s deducted from your paycheck in most cases, and you’re automatically enrolled. (In some states and situations, it’s paid for by the employers). Whether you ever take advantage of that is another matter.
However, that’s irrelevant. All you’ve done here is demonstrate poor decision-making skills, and a profound misunderstanding of the concepts of both insurance and gambling.