I never leave the house without a bee swatter, so even if I see them out in the park or something I can take them out. Of course if I find a nest I spray it to get them all.
There are more than 30,000 species of wasps and 20,000 species of bees. You're admitting to killing over fifty thousand different animal species without regard to whether they actually pose a threat. Indiscriminate indeed.
A number of bee species literally can't sting you. Many other species sting incredibly rarely. Bumble bees will leave you alone unless you're threatening them or their hive.
Bee keepers handle bees without bee suits and without getting stung literally all the time.
"Just waiting to sting people" says more about you and your bee phobia than it does about bees and wasps themselves.