Do you have a "goal" savings per month?
Do you have a "goal" savings per month?
I know not everyone has the luxury of saving at all, but those who do, do you have a "goal" or target savings per-month?
If yes could you explain what it is and your rationale?
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It's a line item in my monthly budget. I run some future simulations to ensure that number is set high enough to at least be in the ballpark to achieve my future goals.
I treat the monthly number less like a goal and more like a required expense to attain what I am hoping to attain.