I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
It depends on your line of work, but a cellphone is not mandatory for employment. A cellphone will set you back on average $1,700 a year. If you have to have a phone number get a $ 20-a-month landline basic plan. We are talking about saving money but most people on here don't want to save money, they just want to have more money.
Lol I don't know. I guess if you work at Amazon or something having one could be considered optional. My job is literally dependant on my cell phone, and my ability to handle emails calls and texts while away from the office is a core of my ability to earn enough money to pay my bills.
If I didn't have a cell phone for even 1 day, I would make $0 that day at my job.
Literally everyone I know does, though. It's your calendar, your email, your communication. The only jobs I can imagine that you don't need to have a mobile device are when you are a drone who has to sit where the boss tells you all day long. Even then, your work likely communicates with staff via text or an app.
Back in my twenties I worked for a couple dollars above minimum wage and had to donate plasma in order to make rent. Hell, “consider donating plasma as an extra revenue stream” is probably more helpful advice than “never go out; don’t have a cellphone; set goals.”