How can your bill be 200, is that including Phone and TV? You could drop everything and only keep the internet plus buy your own modem, that would drop your bill under a $100. With TM internet you still have to purchase TV from YouTube TV or something similar then at the end of the day your total bill is back up around 200.
I replaced spectrum with T-Mobile Home Internet and it mostly works pretty well. Far cheaper than spectrum, even after spectrum offered a temporary better price when we canceled.
I've been getting around triple the download bandwidth and eight times the upload bandwidth with lower latency to IPv6 services (IPv4 services have slightly higher latency because T-Mobile's network is IPv6-only and uses a translation layer to enable IPv4 to work).
I have been using it for around 10 months now. The first couple months were great, but now it loses connection multiple times per week and that is only resolved after rebooting the modem. There was also a two week period that they were working on the tower and resulted in me having no internet during that time. It's definitely annoying, but the only other option I have is CenturyLink DSL. If I had fiber or cable internet available, I would use that instead, but the slow DSL speeds make it worth putting up with T-Mobile's unreliability.