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Current account recovery best practices?

Hi all,

Need to pick your brains for a bit regarding best practices for handling of account recovery issues while traveling.

Premise would be that my phone gets lost or stolen, and I may not have easy access to my laptop either, and being in a foreign country I couldn't easily get a copy of the original SIM to restore via OTP.

Consequently, I also don't really love the idea of using some password manager with a master password and no F2A.

Under those circumstances, what would you consider the best way forward to ensure accessibility without crippling myself in the process?

The only thing I can come up with is a random subdomain on one of my domains, with random username and random password, where I store an encrypted container containing txt-files. Maybe even further obscured with a random cypher (all numbers / letters shifted x positions to the right or something).

But there's gotta be other use-cases out there, so I was wondering what you are using?

Ideally something that doesn't involve another person.

Thanks!

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