By your logic, the first humans should've stopped having kids and died out the first time they faced any sort of existential issue. Life's hard yo, that doesn't mean it's not worth living.
That's life. What value you assign it is up to you to decide. Philosophy is how I find my value, for others it's religion. Ultimately, that's something you have to figure out for yourself.
But go ahead and have kids so you can watch em slave for wage massa, Pay 10 grand a month to rent a Pod, and deal with 150°F winters yeah boiiii life is sooo goOoOd!!!