As I'm sure most of you are aware, Reddit is now censoring Luigi's name entirely and have been giving out warnings and bans as they are considering it to be promoting violence.
The system of insurance clearly raises prices to some euclidean point where its optimizing profits versus killing customers. How do you blame CEO instead of the government, who control the insurance company regulation, the hospitals, and the money printer?
If you're expecting the good hearts of the average CEO to prevent harm to your society you're a fewel.