The whole fractional / heat lamp / dingelberries whatever line of reasoning has me successfully confused.
I stopped my recurring buys because of it and don't know what to believe. Still buy and terminate plan in CS occasionally since DRS via broker->IBKR->CS is expensive and a hassle.
At least I buy into my CS account with fewest shares, the bulk of my shares are safely DRS booked with no plan, and will stay that way until MOASS or I die.
How expensive is IBKR->CS for you? DRS from IBKR (Canada) for me is only $5. And fortunately (AFAIK) transfer from my other broker (BMO) to IBKR is free, when I initiate from IBKR.