As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone š
As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone š
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I prefer to ride my bike. I have a little trailer so I can take my dogs with me. That said, I also have a car. It's paid off and my insurance is about $60 a month.
Probably because of your usage.
My motorcycle insurance was $200 a year. They asked if it was my primary or just on weekends, and I do wonder if I said primary, id be paying 2-5x as much.
I am sure it's due to not having any accidents at all.
Iām in the same place. I have a nice car, paid off. I cover my partnerās car AND my car, top tier insurance with everything possible ticked and low deductible. Around 120USD monthly for both cars. We have both never had any at-fault accidents or tickets.
Iāve been hit three or four times from behind. Super not at fault. One time I was blasted drunk. In my house. Playing games. The wheel fell off. I now refuse to park on the street.
You didn't drive drunk and still had an accident. Impressive.
Iāve never driven drunkā¦ I thought I was safeā¦ The responding officers found it amusing, too.
I paid about 12k for the carā¦ and had paid it off MONTHS BEFORE. Low mileage, older model. Had it for many many years. My insurance company gave me 8.5k and no increase to my premiums. I was very thankful. I loved that car but the A/C went out for the third time, and I was about to pay another 400-500 to get it fixed AGAIN.
Immense commiseration ensues.