My girlfriend pays for Netflix even though we pirate everything at home because she flies and wants to be able to easily download stuff to her phone when she's at the airport
Yeah but that's way way more labor and inconvenience. Even after the server is setup (which was actually very tricky to make it work when i tried it a year ago), and even then you still have to manually download all the content you want ahead of time. Thanks for the suggestion though
Friendly tip: If you're committed to sailing the seas, you can (and should) always rent a Seedbox. A lot of seedbox services also provide a way to throw up rudimentary services alongside their torrent webclient.
Both of these services for example, just have a single button to start up a Plex server alongside all the files you've already downloaded so you don't even need to set anything up other than the Plex libraries. Plus since it's already hosted, you could just share the link if you wanted friends to have access.