Recommendations for Budgeting App (that’s not Mint)
After years of Mint I’ve decided to look for other options. Im considering doing it myself in a spreadsheet but before I go that route (not ideal) I thought I’d see if anyone had recommendations on good basic family-budget apps. Would be great if it could link with bank accounts but I’m open to anything at this point.
On iOS that is really simple but still nice is Nudget. I think it is great for just general budgeting. However, if you are actively trying to pay down a lot of debt I would say YNAB tackles this better and is worth the money!
I used to swear by YNAB, long time user. But I finally got tired of all of the errors. Maybe it was user error on my end but it seemed every few months I had to do a deep dive reconciliation on my books which proved difficult because they don’t have a good way to conduct an audit. Where I particularly found it difficult was with various savings accounts (particularly if you do something like the 10/10/10/70 method.)