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Free Firmwares (like LineageOS), Safetynet and banking apps?

Please let me know how I should deal with my banking apps in the future. I used LineageOS and Magisk to convince SafetyNet that everything was as it should be.

Now I read that SafetyNet was depreciated and LineageOS would become a red flag for banking apps (in Germany).

What is the way forward?

How can I use up-to-date firmware (i am fine with using something besides LineageOS) and still use my banking app on my phone?

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