What has been your best financial move in life?

Yeah, me too. I pat myself on the back for this one nearly every day. Probably the best financial decision I ever made.

Underrated answer. Meritocracy is a lie, folks, even within the West. If you do everything perfectly you will climb a little bit, and only on average. All the counterexamples you're thinking of are people who won a lottery of some kind. And of course, birth is also a lottery.