In an ideal world we'd all treat each other how we wish to be treated. I try to do that in every interaction, not always successfully. But we saw during covid that there are hundreds of millions of selfish-ass people. People that wouldn't even temporarily give up haircuts or Starbucks to potentially save someone's life. Hell man, they wouldn't even wear a thin piece of cloth across their mouth and nose to potentially save people's lives.
I guess I'm saying that I agree with you, but many people don't... at least not in practice.
The owning class has interests directly opposed to the working class, which makes that "natural" trait toxic to the working class.
In addition, the owning class has a lot more power.
Your landlord wants to make as much money as possible for as long as possible. (fair enough right?)
The problem is that for that to happen
demand needs to stay high or go higher which means that
supply needs to stay low which means that (at the level of class interests, not personal belief)
Your landlord doesn't want new affordable housing to be built in your area. They want you to never own a house, never have any cheaper rent options.
They don't want to have to keep renting to you at the price you are paying now.
They don't want to have to invest money in making your apartment/house safe or comfortable.
The problem is not that people will put their own wellbeing above yours, it's that their wellbeing is in conflict with yours. A conflict of interests between classes... class conflict... class warfare. And they have all the guns.
It doesn't have to be this way.
You make some good points, but I'm confused by your statement that they have all the guns. Do you mean they control the police? I'm not sure where you live, but in the USA there are literally hundreds of millions of guns owned by the lower and middle class. In 2017, there was estimated to be near 400 million guns in the United States between police, the military, and American civilians. Over 393 Million (Over 98%) of those guns are in civilian hands, the equivalent of 120 firearms per 100 citizens.
"They have all the guns" is a metaphor in the context of class warfare.
I mean that they have the means to employ force (usually through police, but not exclusively) in their interest as well as having the entire power of the state behind them (disproportionate wealth means they have disproportionate political influence which means they can lobby for laws to be adjusted in their favor. Even when the law seems just, it is rarely applied in the same way to wealthy people in practice).
Not to mention that they can and do buy influence over the media apparatus, controlling narratives and tricking the working class into acting against their own interests.
Within the framework of class conflict, those are the "guns".